Best insurance companies for old trucks and new?
 

I'm with State Farm right now and we had some hail roll through. Never had a claim before so I went and got my estimates for all three vehicles, send them in, and they said "no, that's not good enough". Cecilia wasn't included in this because she's made of 1960's metal instead of beer cans.

Now they want me to only go to a specific repair shop and get a "special bid" with a state farm guy. Either that or I can go to an adjuster and they'l peek at it, cut me a reduced check, and flip me the bird as they drive off.

Are any insurance companies legit anymore? Who do you guys use and how is the claims process?

Re: Best insurance companies for old trucks and new?
 

I've been with State Farm for our daily drivers for over 50 years, and have never had any problems like what you're describing. I've had a few claims over the years -- always from other people hitting us. State Farm has always let me take our vehicle to any body shop I wanted with no hassles at all. They don't even ask for three estimates.

For my GMCs I've got "agreed value" policies with American Modern Insurance. Hagerty and Grundy are probably the two best known for insuring classic vehicles. I was with Grundy for many years with no problems until they decided not to insure unrestored vehicles any longer. American Modern let me pick my own values.

Check out https://www.amig.com/insurance/collector-car/

Re: Best insurance companies for old trucks and new?
 

New member in New Mexico ,insured my 63 GMC 1000 with Haggerty, State Farm was a mess. Great rate and better coverage. Happy Holiday to all!!

Re: Best insurance companies for old trucks and new?
 

Recommend you pick a high end shop and get the estimate there, stay away from getting your insurance adjusters estimate-- that has the makings for a good screwing, just as you too think.
Hail sucks, good luck,
Steve